Available Homeownership Grants

ACCT is not a real estate broker or agent, and does not represent buyers or sellers in real estate transactions.  We provide a forum for owners in our affordable housing program to publish their own listings, and share opportunities for moderate-income county residents to participate in an affordable homeownership program sponsored by the state of Vermont, such as the Homeland Program and the Vermont Affordable Housing Tax Credit. Purchasers get the benefit of a down-payment grant, and in exchange share appreciation with future buyers.  Please call Mary at 877-2626 x 100 to learn about these programs.  

Listings - In order to view a listing below you must provide a mortgage pre-approval letter for the amount that needs to be financed (or above).

For information regarding these properties please contact Mary at 877-2626 ext. 100 or via email at mary@addisontrust.org.

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$213,269.00*   
Address:
81 Cottage Lane
Middlebury, VT 05753

Bedrooms: 3       Bathrooms: 2.5

Market Value: $295,000.00
ACCT/VHCB Grant: $81,731.00
Net Price to Buyer: $213,269.00*

Details:  This exquisite Colonial home was built in 2012 and is in the perfect spot. Cottage Lane is a hop, skip and a jump from any Middlebury location.  This home is convenient and just a short walking distance to the area schools. The home opens up to the kitchen with a spacious living area and dining room.  The second floor has two bedrooms and a full bath.  The washer and dryer are conveniently located on the second floor and concealed in a closet.  In 2015 the basement was finished to create a master bedroom with a full bathroom. Cork floors were put in on the second floor and in the master as well. There are hardwood floors in the living room and kitchen.  Beautiful cabinetry, storage in the basement and a 2 car garage with additional storage are just a few extras that will make this home a must see. 

HOA fees:  $93.00 per quarter for road maintenance.

Taxes: $3,762.33

*Income Limits Apply


​$128,500* 
Address:
14 Evergreen Lane
Middlebury, VT 05753

Bedrooms: 2       Bathrooms: 1

Market Value: $168,000
ACCT/VHCB Grant: $39,500
Net Price to Buyer: $128,500*

Details:  This beautifully maintained condo, set in a desirable Middlebury East location, is move in ready.   A stones throw from Middlebury, this condo has hardwood floors in the spacious living room and a galley kitchen.  The fenced in private back porch allows for your littles (or your pets!) to safely enjoy some outside space.  The second floor consists of two bedrooms and a full bath.  Worried about storage?  Don't be!  The front bedroom has two closets while the back bedroom has three.  This unit is a must see!

HOA fees:  $191.00; includes building maintenance, yard maintenance, trash and snow services.

Taxes: $2,492.00

​*Income Limits Apply